AB "Mano bankas"
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CopyCompany details
Legal status
ActiveCompany ID
112043081Copy
CopyVAT code
LT100012330110Copy
CopyFrom 29/04/2019
Incorporation date
30/05/1996Company's manager/representative
Mindaugas Rudys, Director GeneralCopy
CopyShare capital
6,112,008.00 EURActivity
Other monetary intermediation (64.19.00 - EVRK 2.1)Contacts
Company registration address
Vilnius, S. Moniuškos g. 27, LT-08115Check the map
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Pre-Score is a statistical predictive model developed by our partner, SCORIFY, based on open data about legal entities. Pre-Score predicts the probability of a company's bankruptcy within next 12 months. Based on all available data about the company (not only open data), the probability of default is estimated by SCORIFY's GOscore rating, which can be found in credit report.Important: The Pre-Score is an opinion of SCORIFY, expressed by using a defined and specified assessment scale. SCORIFY's opinion is not necessarily the same as the opinion of creditors or the company's about its financial reliability.
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Not calculatedHighest reliabilityLowest reliability
Reliability
A - Highest
B - High
C - Average
D - Low
E - Lowest
The company's parameters do not meet the criteria for the rating calculation. Recommended for expert evaluation.
Data on insured persons (natural persons) whose state social insurance commencement has been notified by the employer to the SSIFB.More information: www.sodra.lt
Number of employees
128
+20 ** during past year
The average wage - the amount of wages or other income on which social security contributions are paid. This data is disclosed only if company has more than 3 employees.Average wage
4,604.19 €
3,946.34 €
5,715.24 €
-841.47 € ** during past year
Debts
0.00 €
0 € ** during past year
0 %Turnover
No data availableCredit report
25
Data sourcesBusiness linkages
51
LinkagesMonitoring
176
Changes during the yearSimilar companies
3
Similar companiesThe value of a company is calculated by our partner UAB SCORIFY and is based on Excess return model. It measures the ability of business to generate value added profit in both - short and long term.The calculations of Escess return model use main profitability and growth ratios, that are also assessed by analyzing company`s financial state.
Company`s value helps:
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Company's value
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explore Okredo dataCredit limit is a product of our partner, credit risk assessment and artificial intelligence professional company SCORIFY. The credit limit calculation is based on financial statement data provided by company to Register of Legal Entities and statistical credit risk assessment model of GO score - UAB SCORIFY. Main financial ratios used in calculation of credit limit are:
- Tangible assets.
- Working capital.
- Sales.
- Efficiency ratios.
- Profitability ratios.
- Liquidity ratios.
Credit limit will help you:
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Credit limit
Not CalculatedAB "Mano bankas" related persons
Name, Surname  | Title | Start date | End date | Linkages |
|---|---|---|---|---|
Mindaugas Rudys | Director General | 19/12/2025 | - | 16 |
AB "Mano bankas" financial ratios
EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization and is a metric used to evaluate a company’s operating performance. It can be seen as a proxy for cash flow from the entire company’s operations.EBITDA margin (%)
Register and
explore Okredo dataEBIT margin shows the profitability of a company over a certain period of time.EBIT margin (%)
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| Indicator |
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| Turnover (€)From 2022 the financial data of public bodies, associations and charities and support funds shows the total income, which is the sum of sales income, financing income and all other income. |
| Sales per employee (€)Sales per employee is a popular efficiency indicator that is often used to measure a company's performance. The average annual number of employees is usually used to calculate the indicator. |
| Profit before tax (€) |
| Net Profit (€) |
| Profit per employee (€)This ratio is on of company's growth indicators. It shows how much profit per employee is earned by the company. |
| Total profitability (%)It is an indicator of company's performance efficiency, calculated as ratio of gross profit to sales revenue. |
| Net profitability (%)This ratio is commonly referred to as a company’s “bottom line” and is a true indicator of a company’s profitability. It shows how much a net profit of € 1 (or other monetary unit) is generated by sales. |
| Equity (€) |
| Amounts Payable And Liabilities (€) |
| Non-current Assets (€) |
| CurrentAssets (€) |
| Working capital requirementThe working capital requirement indicator shows how much funds a company needs to develop and maintain a business. |
| Debt-to-equity ratioThe debt-to-equity ratio is used to evaluate a company's financial leverage and is calculated by dividing a company’s total liabilities by its shareholder equity.
This ratio is a measure of the degree to which a company is financing its operations through debt versus wholly owned funds. More specifically, it reflects the ability of shareholder equity to cover all outstanding debts in the event of a business downturn. |
| EBITDA margin (%)EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization and is a metric used to evaluate a company’s operating performance. It can be seen as a proxy for cash flow from the entire company’s operations. |
| EBITDA (€)EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. Lenders use EBITDA to calculate a company’s ability to repay a loan and pay interest. |
| EBIT margin (%)EBIT margin shows the profitability of a company over a certain period of time. |
| EBIT (€)EBIT (earnings before interest and taxes) is a company's net income before income tax expense and interest expenses are deducted. EBIT is used to analyze the performance of a company's core operations without the costs of the capital structure and tax expenses impacting profit. |
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explore Okredo data| 2025 |
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Register and
explore Okredo dataTurnover (€)
2025
Turnover (€)
-Sales per employee (€)
-Profit before tax (€)
-Net Profit (€)
-Profit per employee (€)
-Total profitability (%)
-Net profitability (%)
-Equity (€)
-Amounts Payable And Liabilities (€)
-Non-current Assets (€)
-CurrentAssets (€)
-Credit history
No. of unpaid debts
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Price: €35.99
Premium users: 1.00 credit
Premium users: 1.00 credit
Company has debt ?
No. of unpaid debts
0
Largest debt
-
Amount of unpaid debts
€0.00
Oldest open debt
-
Unpaid debts
Creditor/Data source | Debt amount | Debt date | Debt type |
|---|---|---|---|
- | - | - | - |
Debts payment history
Creditor/Data source | Debt amount | Debt date / Payment date | Debt type |
|---|---|---|---|
- | - | - | - |
Tax debtsSODRA debt is the amount of national social security contributions, fines, late payment penalties and interest that company should have been paid in accordance with the legislation 2 working days before the date of debt public disclosure. Deferred debt is a debt for which the due date has been postponed in accordance with the procedure provided for by law and has not yet expired. Debts is updated only on working days, except for the first working day after the public holiday.
SODRA debt is the amount of national social security contributions, fines, late payment penalties and interest that company should have been paid in accordance with the legislation 2 working days before the date of debt public disclosure. Deferred debt is a debt for which the due date has been postponed in accordance with the procedure provided for by law and has not yet expired. Debts is updated only on working days, except for the first working day after the public holiday.
Sodra debt
STI debtCourts
Defendant
(3)
Plaintiff
(22)
3rd party
(28)
Cases (Company as defendant)
3
Case No./date | Process parties | Case/Court ruling | Court | No. of court hearings | More |
|---|---|---|---|---|---|
21/04/2026e2-3660-987/20262-68-3-35864-2025-4 | Plaintiff:Klein Landmaschinen Vertriebs GmbH Defendant:Uždaroji akcinė bendrovė "MOLLER AUTO" | Reason: Dėl sutarčių pripažinimo negaliojančiomis, registracijos panaikinimo ir grąžinimo Decision: - | Vilniaus miesto apylinkės teismas | 1 |  |
22/12/2025e2-55013-534/20252-68-3-35202-2025-0 | Plaintiff:Klein Landmaschinen Vertriebs GmbH Defendant:Uždaroji akcinė bendrovė "MOLLER AUTO" | Reason: Dėl sutarčių pripažinimo negaliojančiomis ir registracijos panaikinimo Decision: Ieškinys paliktas nenagrinėtas | Vilniaus miesto apylinkės teismas | 1 | |
17/04/2024e2-1301-1080/20242-68-3-12512-2023-7 | Plaintiff:UAB "Veiksmo poilsinė" Defendant:AB "Mano bankas" | Reason: Dėl sutarties modifikavimo, LAP Decision: Ieškinys atmestas | Vilniaus miesto apylinkės teismas | 4 |  |
Cases (Company as plaintiff)
22
Case No./date | Process parties | Case/Court ruling | Court | No. of court hearings | More |
|---|---|---|---|---|---|
26/03/2026e2-3080-534/20262-68-3-34581-2025-9 | Plaintiff:AB "Mano bankas" | Reason: Dėl įpareigojimo atlikti veiksmus paveldėjimo procese Decision: Ieškinys patenkintas (visiškai) | Vilniaus miesto apylinkės teismas | 3 | |
18/03/2026e2-4043-471/20262-36-3-00259-2026-0 | Plaintiff:AB "Mano bankas" | Reason: Dėl skolos priteisimo Decision: Ieškinys patenkintas (visiškai) | Šiaulių apylinkės teismas | 1 | |
17/03/2026e2-12130-996/20262-68-3-05436-2026-7 | Plaintiff:AB "Mano bankas" | Reason: Dėl skolos priteisimo Decision: Ieškinys patenkintas (visiškai) | Vilniaus miesto apylinkės teismas | 1 | |
09/03/2026e2-4268-1184/20262-69-3-02824-2026-6 | Plaintiff:AB "Mano bankas" | Reason: Dėl skolos priteisimo Decision: Ieškinys patenkintas (visiškai) | Šiaulių apylinkės teismas | 1 | |
09/03/2026eB2-153-587/20262-56-3-00139-2024-7 | Plaintiff:AB "Mano bankas" Plaintiff:Dažų kodas, UAB | Reason: restruktūrizavimo bylos iškėlimo Decision: Priimtas sprendimas dėl įmonės pabaigos | Kauno apygardos teismas | 4 | |
Cases (Company as third party)
28
Case No./date | Process parties | Case/Court ruling | Court | No. of court hearings | More |
|---|---|---|---|---|---|
28/04/2026e2YT-12673-1228/20262-68-3-05813-2026-6 | Interested party:AB "Mano bankas" | Reason: Dėl santuokos nutraukimo abiejų sutuoktinių bendru sutikimu Decision: - | Vilniaus miesto apylinkės teismas | 1 | |
06/02/2026e2YT-613-617/20262-16-3-01599-2025-5 | Interested party:AB SEB bankas Interested party:AB Artea bankas | Reason: Dėl santuokos nutraukimo abiejų sutuoktinių bendru sutikimu Decision: Patenkintas. | Utenos apylinkės teismas | 1 | |
03/02/20262YT-652-570/20262-28-3-03320-2025-2 | Interested party:AB SEB bankas Interested party:AB "Mano bankas" | Reason: Dėl santuokos nutraukimo abiejų sutuoktinių bendru sutikimu Decision: Patenkintas. | Marijampolės apylinkės teismas | 1 | |
27/01/2026e2YT-2567-1245/20262-69-3-22786-2025-4 | Interested party:AB "Mano bankas" Interested party:"AS Inbank filialas" | Reason: Dėl santuokos nutraukimo abiejų sutuoktinių bendru sutikimu Decision: Patenkintas. | Kauno apylinkės teismas | 1 | |
23/01/2026e2YT-3169-1229/20262-68-3-34802-2025-5 | Interested party:AB "Mano bankas" Interested party:Valstybinė mokesčių inspekcija prie Lietuvos Respublikos finansų ministerijos | Reason: Dėl santuokos nutraukimo abiejų sutuoktinių bendru sutikimu Decision: Patenkintas. | Vilniaus miesto apylinkės teismas | 3 | |
ESG data
Energy performance of the company's head office building
Information is provided on the basis of public data about building energy efficiency certification published by State Agency of Construction Sector Development.More information: https://www.ssva.lt
Energy efficiency
AddressVilnius, S. Moniuškos g. 27, LT-08115
Certificate No.-
Date of issue-
Valid till-
Heated area-
Heat source-
Energy consumptionEnergy consumption (kWh/m²/year) - Calculated total energy consumption per square metre of the useful floor area of a building (part of a building).
-Energy consumption (kWh/m²/year) - Calculated total energy consumption per square metre of the useful floor area of a building (part of a building).Co2 emissionCO₂ - the annual carbon dioxide emissions of a building (part of a building).
-CO₂ - the annual carbon dioxide emissions of a building (part of a building).Energy consumption for heating
-Building function
-Energy effiency class
Not definedVehicles
5
The data is provided only on vehicles that company owns by the right of owner operator or owner-operator. No data will be provided on vehicles that company is financing the purchase of.Company's eco score according CO² of vehicle fleet
Green Index is a unique solution developed by Okredo. This solution allows to estimate the carbon footprint of company's fleet. If WLTP/NEDC carbon footprint data is not provided, then the calculations are made using open technical data of the vehicles provided by the State Enterprise Regitra and the provisions of the Law on Motor Vehicle Registration Tax.The highest level of climate friendlyness applies to those companies, whose vehicles emit no more than 120 g/km of CO2m per vehicle.
<120
120 - 140
140 - 155
155 - 170
170 - 190
190 - 255
255+
Not determinedMaximum environmental friendliness
Lowest environmental friendliness
Vehicles
CLASS
AMOUNT
(<120)2
(120 - 140)0
(140 - 155)0
(155 - 170)3
(170 - 190)0
(190 - 255)0
(255+)0
(Not determined)0
Total
5
Eco score | Brand, model | Category | Engine capacity | Fuel |
|---|---|---|---|---|
0 | PORSCHE MACAN 4SFirst registration: 03/04/2025 | Passenger car | - | Electricity |
| 109 | HYUNDAI TUCSON. ix35First registration: 14/09/2022 | Passenger car | 1,598.00 cm³ | Petrol / Electricity |
155 | Nuasmeninta NuasmenintaFirst registration: 24/10/2013 | Passenger car | 2,143.00 cm³ | Diesel |
| 155 | BMW X5 xDrive30dFirst registration: 30/06/2022 | Passenger car | 2,993.00 cm³ | Diesel / Electricity |
| 164 | BMW X3 XDRIVE30IFirst registration: 07/08/2018 | Passenger car | 1,998.00 cm³ | Petrol |
Trademarks
Company registered trademarks
3
Trademark view | Trademark | Type | Application No | Registration No | Expire | TM status |
|---|---|---|---|---|---|---|
 | mano.bank | Graphical | 2019 1292 | 83499 | 01/08/2029 | Registered |
 | MANO UNIJA | Graphical | 2015 0948 | 73077 | 20/05/2025 | De-registered without renewal |
 | SOSTINĖS KREDITAS KREDITO UNIJA | Graphical | 2011 0910 | 65168 | 17/05/2021 | De-registered without renewal |
Public data
Govermental support
Institution | Support measure |
|---|---|
 | Covid 19 aid measures (subsidies, compensation) in 2020 - 2022 |
| Covid 19 aid measures (guarantees provided) in 2020 - 2022 |
| Covid 19 aid measures (loans) in 2020 - 2022 |
 | Non-refundable subsidy for micro-enterprises 2020 |
| Fund of ILTE business stimulation means (2020) |
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explore Okredo dataPublic negative information
Data source | Information |
|---|---|
 | Redundancy of employees group (number of employees notified, date of announcement) |
 | Tax inspectorate information on payments in cash |
 | Public procurement office information on unreliable suppliers |
| Public procurement office information on those that supplied false data |
| Public procurement office information on possible disqualification from public procurement procedures |
Register and
explore Okredo dataPublic data
Data source | Information |
|---|---|
| Top personal income tax payers in 2025. |
| Top taxpayers in 2025. |
| Top taxpayers for corporate income tax in 2025. |
| Top taxpayers for corporate income tax (2025 I-IIIQ). |
| Top personal income tax payers (2025 I-IIIQ). |
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explore Okredo dataLicenses
Licences, certificates, permits, other licensing documents
4
Registration number | Term of validity From / To | Licensing authority | Type | Species |
|---|---|---|---|---|
E663-95/19(2.3.2.34E-TR3) 2019-08-13 | 23/08/2019 / 23/11/2019 | Vilniaus miesto savivaldybės administracija | Permit | Permit to install external advertising |
1 2018-10-05 | 05/10/2018 / No end date | Lietuvos bankas | License | Specialized bank license |
A635-495/18(2.3.2.1E-TR3) 2018-04-17 | 17/04/2018 / 17/04/2023 | Vilniaus miesto savivaldybės administracija | Permit | Permit to install external advertising |
9 1996-05-30 | 30/05/1996 / 22/05/2019 | Lietuvos bankas | License | Credit union license |
Public procurement
No. of won tenders
0* during past yearTotal value of contracts
0 €Number of announced tenders
0* during past yearTotal value of contracts
0 €Won tenders
Date | Procurer/contractor | Amount | Project |
|---|---|---|---|
25/10/2024 | UAB „Toksika“ | 790 € | Banko paslaugos |
14/12/2023 | UAB GVT LT | 5,482 € | Atliekas naudojančių ar šalinančių įmonių prievolių įvykdymo užtikrinimo banko garantija |
14/12/2023 | UAB GVT LT | 2,592 € | Atliekas naudojančių ar šalinančių įmonių prievolių įvykdymo užtikrinimo banko garantija |
Announced tenders
Date | Procurer/contractor | Amount | Project |
|---|---|---|---|
- | - | - | - |
Archive of articles
Data source | Article | Date |
|---|---|---|
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BNS News
0
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3
Category:
Other monetary intermediationComp. code:
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22/04/2002Turnover:
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05/08/2019Turnover:
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71Description
CopyAbout AB "Mano bankas"
AB "Mano bankas" was established in 30/05/1996, its legal status according to data of Registry of Legal Entities is Active.Main activity of the company according NACE2 classification – Other monetary intermediation (64.19.00 - EVRK 2.1), 64.19.00. Company's representation right – Sole representation.
In AB "Mano bankas" turnover was EUR, gross profit EUR. According to SODRA company has 128 employees. AB "Mano bankas" is registered at – Vilnius, S. Moniuškos g. 27, LT-08115.
Business objectives of the company as officially recorded in the Register of Legal Entities: siekti pelno teikiant teisės aktais leidžiamas teikti ir šiuose įstatuose nustatytas finansines paslaugas bei užtikrinti tvarią, tęstinę Banko veiklą. Bankas, siekdamas pagrindinio tikslo, siūlo klientams ir potencialiems klientams naudotis įprastinėmis, kokybiškomis bei lengvai prieinamomis finansinėmis paslaugomis. Bankas dirba laikydamasis jam taikomų Banko veiklos riziką ribojančių normatyvų, nustatytų Europos Sąjungos ir Lietuvos Respublikos teisės aktais. Banko veiklos objektas - šių finansinių paslaugų teikimas: indėlių ir kitų grąžintinų lėšų priėmimas iš neprofesionaliųjų rinkos dalyvių; skolinimas (įskaitant įkeitimu užtikrintas paskolas); finansinė nuoma (lizingas); mokėjimo paslaugos; kelionių čekių, vekselių ir kitų mokėjimo priemonių išdavimas ir administravimas, jeigu šios veiklos neapima mokėjimo paslaugos; finansinių laidavimų ir finansinių garantijų teikimas; finansinis tarpininkavimas (agento veikla); pinigų tvarkymas; kreditingumo vertinimo paslaugos; seifo kamerų nuoma; valiutos keitimas (grynais pinigais); elektroninių pinigų leidimas, platinimas ir išpirkimas. Bankas turi teisę teikti visas finansines paslaugas, tarp jų ir finansines paslaugas užsienio valiuta, jeigu tokia Banko teisė neapribota įstatymų nustatyta tvarka. Bankas, be finansinių paslaugų teikimo, gali verstis kita veikla, be kurios neįmanoma teikti finansines paslaugas, kuri padeda teikti finansines paslaugas ar yra kitaip tiesiogiai susijusi su finansinių paslaugų teikimu (no translation available)
All data about AB "Mano bankas" is up to date and consistent with the primary data source.