Finora Bank UAB
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CopyCompany details
Legal status
ActiveCompany ID
305156796Copy
CopyVAT code
LT100012799113Copy
CopyFrom 02/12/2019
Incorporation date
10/05/2019Company's manager/representative
Šarūnas Ruzgys, Head of AdministrationCopy
CopyShare capital
10,870,000.00 EURActivity
Other monetary intermediation (64.19.00 - EVRK 2.1)Contacts
Company registration address
Vilnius, Žalgirio g. 90-100, LT-09303Check the map
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Pre-Score is a statistical predictive model developed by our partner, SCORIFY, based on open data about legal entities. Pre-Score predicts the probability of a company's bankruptcy within next 12 months. Based on all available data about the company (not only open data), the probability of default is estimated by SCORIFY's GOscore rating, which can be found in credit report.Important: The Pre-Score is an opinion of SCORIFY, expressed by using a defined and specified assessment scale. SCORIFY's opinion is not necessarily the same as the opinion of creditors or the company's about its financial reliability.
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Not calculatedHighest reliabilityLowest reliability
Reliability
A - Highest
B - High
C - Average
D - Low
E - Lowest
The company's parameters do not meet the criteria for the rating calculation. Recommended for expert evaluation.
Data on insured persons (natural persons) whose state social insurance commencement has been notified by the employer to the SSIFB.More information: www.sodra.lt
Number of employees
50
+9 ** during past year
The average wage - the amount of wages or other income on which social security contributions are paid. This data is disclosed only if company has more than 3 employees.Average wage
5,170.07 €
3,841.37 €
6,447.67 €
-557.80 € ** during past year
Debts
0.00 €
0 € ** during past year
0 %Turnover
452,315 €Credit report
25
Data sourcesBusiness linkages
18
LinkagesMonitoring
91
Changes during the yearSimilar companies
3
Similar companiesThe value of a company is calculated by our partner UAB SCORIFY and is based on Excess return model. It measures the ability of business to generate value added profit in both - short and long term.The calculations of Escess return model use main profitability and growth ratios, that are also assessed by analyzing company`s financial state.
Company`s value helps:
- Find out if your business has paid off.
- Compare the value of your, competitor`s or business partners companies.
- Strengthen the negotiating position in case of purchase or sale of the company.
More about SCORIFY www.scorify.ai
Company's value
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explore Okredo dataCredit limit is a product of our partner, credit risk assessment and artificial intelligence professional company SCORIFY. The credit limit calculation is based on financial statement data provided by company to Register of Legal Entities and statistical credit risk assessment model of GO score - UAB SCORIFY. Main financial ratios used in calculation of credit limit are:
- Tangible assets.
- Working capital.
- Sales.
- Efficiency ratios.
- Profitability ratios.
- Liquidity ratios.
Credit limit will help you:
- Preliminary assess your credit options before applying for a loan or buying a assets by lease (eg equipment or a car).
- Quickly and easily assess the financial capabilities of business partners by selling them goods or services on deferred payment.
More about SCORIFY www.scorify.ai
Credit limit
Not CalculatedFinora Bank UAB related persons
Name, Surname  | Title | Start date | End date | Linkages |
|---|---|---|---|---|
Šarūnas Ruzgys | Head of Administration | 23/05/2023 | - | 21 |
Finora Bank UAB financial ratios
EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization and is a metric used to evaluate a company’s operating performance. It can be seen as a proxy for cash flow from the entire company’s operations.EBITDA margin (%)
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explore Okredo dataEBIT margin shows the profitability of a company over a certain period of time.EBIT margin (%)
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| Indicator |
|---|
| Turnover (€)From 2022 the financial data of public bodies, associations and charities and support funds shows the total income, which is the sum of sales income, financing income and all other income. |
| Sales per employee (€)Sales per employee is a popular efficiency indicator that is often used to measure a company's performance. The average annual number of employees is usually used to calculate the indicator. |
| Profit before tax (€) |
| Net Profit (€) |
| Profit per employee (€)This ratio is on of company's growth indicators. It shows how much profit per employee is earned by the company. |
| Total profitability (%)It is an indicator of company's performance efficiency, calculated as ratio of gross profit to sales revenue. |
| Net profitability (%)This ratio is commonly referred to as a company’s “bottom line” and is a true indicator of a company’s profitability. It shows how much a net profit of € 1 (or other monetary unit) is generated by sales. |
| Equity (€) |
| Amounts Payable And Liabilities (€) |
| Non-current Assets (€) |
| CurrentAssets (€) |
| Working capital requirementThe working capital requirement indicator shows how much funds a company needs to develop and maintain a business. |
| Debt-to-equity ratioThe debt-to-equity ratio is used to evaluate a company's financial leverage and is calculated by dividing a company’s total liabilities by its shareholder equity.
This ratio is a measure of the degree to which a company is financing its operations through debt versus wholly owned funds. More specifically, it reflects the ability of shareholder equity to cover all outstanding debts in the event of a business downturn. |
| EBITDA margin (%)EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization and is a metric used to evaluate a company’s operating performance. It can be seen as a proxy for cash flow from the entire company’s operations. |
| EBITDA (€)EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. Lenders use EBITDA to calculate a company’s ability to repay a loan and pay interest. |
| EBIT margin (%)EBIT margin shows the profitability of a company over a certain period of time. |
| EBIT (€)EBIT (earnings before interest and taxes) is a company's net income before income tax expense and interest expenses are deducted. EBIT is used to analyze the performance of a company's core operations without the costs of the capital structure and tax expenses impacting profit. |
| 2021 |
|---|
| 452,315 |
| 104,945 |
| 129,185 |
| 121,289 |
| 28,141 |
| 93.04 |
| 26.82 |
| 2,276,615 |
| 5,323,030 |
| 214,603 |
| 7,327,355 |
Register and
explore Okredo data| 2021 |
|---|
| 452,315 |
| 104,945 |
| 129,185 |
| 121,289 |
| 28,141 |
| 93.04 |
| 26.82 |
| 2,276,615 |
| 5,323,030 |
| 214,603 |
| 7,327,355 |
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explore Okredo dataTurnover (€)
2021
Turnover (€)
452,315 €
- *
Sales per employee (€)
104,945 €- *
Profit before tax (€)
129,185 €- *
Net Profit (€)
121,289 €- *
Profit per employee (€)
28,141 €- *
Total profitability (%)
93.04 %- *
Net profitability (%)
26.82 %- *
Equity (€)
2,276,615 €- *
Amounts Payable And Liabilities (€)
5,323,030 €- *
Non-current Assets (€)
214,603 €- *
CurrentAssets (€)
7,327,355 €- *
Credit history
No. of unpaid debts
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explore Okredo dataAmount of unpaid debts
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explore Okredo dataCredit report
Price: €35.99
Premium users: 1.00 credit
Premium users: 1.00 credit
Company has debt ?
No. of unpaid debts
0
Largest debt
-
Amount of unpaid debts
€0.00
Oldest open debt
-
Unpaid debts
Creditor/Data source | Debt amount | Debt date | Debt type |
|---|---|---|---|
- | - | - | - |
Debts payment history
Creditor/Data source | Debt amount | Debt date / Payment date | Debt type |
|---|---|---|---|
- | - | - | - |
Tax debtsSODRA debt is the amount of national social security contributions, fines, late payment penalties and interest that company should have been paid in accordance with the legislation 2 working days before the date of debt public disclosure. Deferred debt is a debt for which the due date has been postponed in accordance with the procedure provided for by law and has not yet expired. Debts is updated only on working days, except for the first working day after the public holiday.
SODRA debt is the amount of national social security contributions, fines, late payment penalties and interest that company should have been paid in accordance with the legislation 2 working days before the date of debt public disclosure. Deferred debt is a debt for which the due date has been postponed in accordance with the procedure provided for by law and has not yet expired. Debts is updated only on working days, except for the first working day after the public holiday.
Sodra debt
STI debtCourts
Defendant
(0)
Plaintiff
(13)
3rd party
(13)
Cases (Company as defendant)
0
Case No./date | Process parties | Case/Court ruling | Court | No. of court hearings | More |
|---|---|---|---|---|---|
| - | - | - | - | - | - |
Cases (Company as plaintiff)
13
Case No./date | Process parties | Case/Court ruling | Court | No. of court hearings | More |
|---|---|---|---|---|---|
16/04/2026eI4-3133-1244/20263-61-3-05491-2025-1 | Defendant:UAB ILTE Applicant:Finora Bank UAB | Reason: Dėl įsakymų panaikinimo ir įpareigojimo atlikti veiksmus Decision: - | Regionų administracinis teismas | 2 |  |
31/03/2026e2-7958-820/20262-68-3-02661-2026-4 | Plaintiff:Finora Bank UAB Defendant:UAB "AUTOCOMA" | Reason: Dėl skolos ir netesybų priteisimo Decision: - | Vilniaus miesto apylinkės teismas | 1 | |
23/02/2026e2-8763-996/20262-68-3-03177-2026-7 | Plaintiff:Finora Bank UAB | Reason: Dėl sklos ir netesybų priteisimo Decision: Ieškinys patenkintas (visiškai) | Vilniaus miesto apylinkės teismas | 1 | |
23/01/2026e2-3343-862/20262-68-3-35183-2025-8 | Plaintiff:Finora Bank UAB Representative of third party:UAB "AdMinus" | Reason: Dėl skolos, palūkanų ir netesybų priteisimo Decision: Ieškinys patenkintas (visiškai) | Vilniaus miesto apylinkės teismas | 1 | |
08/05/2025e2A-228-796/20252-68-3-10283-2024-1 | Plaintiff:Finora Bank UAB Defendant:UAB "Landtransa" | Reason: dėl skolos, palūkanų ir delspinigių priteisimo Decision: Sprendimas paliktas nepakeistas, o skundas atmestas | Klaipėdos apygardos teismas | 2 | |
Cases (Company as third party)
13
Case No./date | Process parties | Case/Court ruling | Court | No. of court hearings | More |
|---|---|---|---|---|---|
26/03/2026e2YT-2026-1245/20262-69-3-20803-2025-2 | Interested party:AB SEB bankas Interested party:UAB "Finansų bitė verslui" | Reason: Dėl santuokos nutraukimo abiejų sutuoktinių bendru sutikimu Decision: - | Kauno apylinkės teismas | 4 |  |
16/12/2025e2YT-16847-649/20252-15-3-01622-2025-1 | Interested party:Pasvalio kredito unija Interested party:Luminor Bank AS Lietuvos skyrius | Reason: Dėl santuokos nutraukimo abiejų sutuoktinių bendru sutikimu Decision: Patenkintas. | Panevėžio apylinkės teismas | 1 | |
19/11/2025e2FB-17501-435/20252-20-3-00467-2024-2 | Interested party:SIA SF MGMT collateral Interested party:SE Capitalia | Reason: Dėl fizinių asmenų bankroto bylos iškėlimo Decision: Atsisakyta iškelti bankroto bylą | Kauno apylinkės teismas | 8 | |
12/11/2025eB2-2265-925/20252-55-3-00563-2025-8 | Defendant:LAGA TRANSPORT UAB Representative of defendant:UAB "AdMinus" | Reason: Dėl bankroto bylos iškėlimo Decision: - | Vilniaus apygardos teismas | 7 | |
23/09/2025e2FB-41804-1019/20252-68-3-04410-2024-6 | Representative of interested party:Advokatų profesinė bendrija "ETB Legal" Representative of interested party:UAB EDS INVEST | Reason: Dėl kreditorių sąrašo patikslinimo, 1019 Decision: Patenkintas. | Vilniaus miesto apylinkės teismas | 1 | |
ESG data
Energy performance of the company's head office building
Information is provided on the basis of public data about building energy efficiency certification published by State Agency of Construction Sector Development.More information: https://www.ssva.lt
Energy efficiency
AddressVilnius, Žalgirio g. 90-100, LT-09303
Certificate No.-
Date of issue-
Valid till-
Heated area-
Heat source-
Energy consumptionEnergy consumption (kWh/m²/year) - Calculated total energy consumption per square metre of the useful floor area of a building (part of a building).
-Energy consumption (kWh/m²/year) - Calculated total energy consumption per square metre of the useful floor area of a building (part of a building).Co2 emissionCO₂ - the annual carbon dioxide emissions of a building (part of a building).
-CO₂ - the annual carbon dioxide emissions of a building (part of a building).Energy consumption for heating
-Building function
-Energy effiency class
Not definedVehicles
1
The data is provided only on vehicles that company owns by the right of owner operator or owner-operator. No data will be provided on vehicles that company is financing the purchase of.Company's eco score according CO² of vehicle fleet
Green Index is a unique solution developed by Okredo. This solution allows to estimate the carbon footprint of company's fleet. If WLTP/NEDC carbon footprint data is not provided, then the calculations are made using open technical data of the vehicles provided by the State Enterprise Regitra and the provisions of the Law on Motor Vehicle Registration Tax.The highest level of climate friendlyness applies to those companies, whose vehicles emit no more than 120 g/km of CO2m per vehicle.
<120
120 - 140
140 - 155
155 - 170
170 - 190
190 - 255
255+
Not determinedMaximum environmental friendliness
Lowest environmental friendliness
Vehicles
CLASS
AMOUNT
(<120)0
(120 - 140)1
(140 - 155)0
(155 - 170)0
(170 - 190)0
(190 - 255)0
(255+)0
(Not determined)0
Total
1
Eco score | Brand, model | Category | Engine capacity | Fuel |
|---|---|---|---|---|
129 | TOYOTA TOYOTA RAV4First registration: 27/09/2023 | Passenger car | 2,487.00 cm³ | Petrol / Electricity |
Trademarks
Company registered trademarks
0
No trademarks found
Public data
Govermental support
Institution | Support measure |
|---|---|
 | Subsidies to preserve work places |
| Subsidies for downtime in 2020 |
 | ILTE business promotion measures (subsidies, compensations) in 2020 |
| ILTE business promotion measures (guarantees provided) in 2020 |
| ILTE business promotion measures (guarantees provided) in 2021 |
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explore Okredo dataPublic negative information
Data source | Information |
|---|---|
| Redundancy of employees group (number of employees notified, date of announcement) |
 | Tax inspectorate information on payments in cash |
 | Public procurement office information on unreliable suppliers |
| Public procurement office information on those that supplied false data |
| Public procurement office information on possible disqualification from public procurement procedures |
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explore Okredo dataPublic data
Data source | Information |
|---|---|
 | Data from the B2Lithuania database of exporters |
| The biggest taxpayers in 2021 |
| Top taxpayers in 2021 excluding excise duties and VAT. |
| Top personal income tax payers in 2021 |
| Top taxpayers for corporate income tax in 2021 |
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explore Okredo dataLicenses
Licences, certificates, permits, other licensing documents
2
Registration number | Term of validity From / To | Licensing authority | Type | Species |
|---|---|---|---|---|
9 2022-04-29 | 29/04/2022 / No end date | Lietuvos bankas | License | Specialized bank license |
9 2022-04-29 | 29/04/2022 / No end date | Lietuvos bankas | License | Specialized bank license |
Public procurement
No. of won tenders
0* during past yearTotal value of contracts
0 €Number of announced tenders
0* during past yearTotal value of contracts
0 €Won tenders
Date | Procurer/contractor | Amount | Project |
|---|---|---|---|
- | - | - | - |
Announced tenders
Date | Procurer/contractor | Amount | Project |
|---|---|---|---|
- | - | - | - |
Archive of articles
Data source | Article | Date |
|---|---|---|
 | ||
| ||
| ||
| ||
|
BNS News
0
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43Description
CopyAbout Finora Bank UAB
Finora Bank UAB was established in 10/05/2019, its legal status according to data of Registry of Legal Entities is Active.Main activity of the company according NACE2 classification – Other monetary intermediation (64.19.00 - EVRK 2.1), 64.19.00. Company is owned by 1 shareholder. Company's representation right – Sole representation.
Attention – the company has not submitted annual financial reporting documents to the registrar for more than 12 months. According to SODRA company has 50 employees. Finora Bank UAB is registered at – Vilnius, Žalgirio g. 90-100, LT-09303.
Business objectives of the company as officially recorded in the Register of Legal Entities: užsiimti ūkine-komercine veikla siekiant pelno. Banko ūkinės - komercinės veiklos sritis yra finansinių paslaugų, nurodytų Bankui išduotoje licencijoje, teikimas. Bankas gali užsiimti ir kita ūkine-komercine veikla, be kurios neįmanoma teikti finansinių paslaugų, kuri padeda teikti finansines paslaugas ar yra kitaip tiesiogiai susijusi su finansinių paslaugų teikimu (no translation available)
All data about Finora Bank UAB is up to date and consistent with the primary data source.