NEO Finance, AB
Copy
Copy
CopyCompany details
Legal status
ActiveCompany ID
303225546Copy
CopyVAT code
LT100018505912Copy
CopyFrom 03/07/2025
Incorporation date
21/01/2014Company's manager/representative
Juozas Kaminskas, Head of AdministrationCopy
CopyShare capital
1,848,933.68 EURActivity
Other activities auxiliary to financial services, except insurance and pension funding (66.19.00 - EVRK 2.1)Contacts
Company registration address
Vilnius, Ukmergės g. 126, LT-08100Check the map
Copy
Pre-Score is a statistical predictive model developed by our partner, SCORIFY, based on open data about legal entities. Pre-Score predicts the probability of a company's bankruptcy within next 12 months. Based on all available data about the company (not only open data), the probability of default is estimated by SCORIFY's GOscore rating, which can be found in credit report.Important: The Pre-Score is an opinion of SCORIFY, expressed by using a defined and specified assessment scale. SCORIFY's opinion is not necessarily the same as the opinion of creditors or the company's about its financial reliability.
More about SCORIFY www.scorify.ai
Not calculatedHighest reliabilityLowest reliability
Reliability
A - Highest
B - High
C - Average
D - Low
E - Lowest
No rating is calculated because the company's operations do not meet the rating calculation criteria.
Data on insured persons (natural persons) whose state social insurance commencement has been notified by the employer to the SSIFB.More information: www.sodra.lt
Number of employees
57
+12 ** during past year
The average wage - the amount of wages or other income on which social security contributions are paid. This data is disclosed only if company has more than 3 employees.Average wage
3,484.89 €
2,996.21 €
4,136.47 €+464.08 € ** during past year
Debts
0.00 €
-6,885.16 € ** during past year
+31 %Turnover
6,071,742 €Credit report
25
Data sourcesBusiness linkages
16
LinkagesMonitoring
1360
Changes during the yearSimilar companies
24
Similar companiesThe value of a company is calculated by our partner UAB SCORIFY and is based on Excess return model. It measures the ability of business to generate value added profit in both - short and long term.The calculations of Escess return model use main profitability and growth ratios, that are also assessed by analyzing company`s financial state.
Company`s value helps:
- Find out if your business has paid off.
- Compare the value of your, competitor`s or business partners companies.
- Strengthen the negotiating position in case of purchase or sale of the company.
More about SCORIFY www.scorify.ai
Company's value
Register and
explore Okredo dataCredit limit is a product of our partner, credit risk assessment and artificial intelligence professional company SCORIFY. The credit limit calculation is based on financial statement data provided by company to Register of Legal Entities and statistical credit risk assessment model of GO score - UAB SCORIFY. Main financial ratios used in calculation of credit limit are:
- Tangible assets.
- Working capital.
- Sales.
- Efficiency ratios.
- Profitability ratios.
- Liquidity ratios.
Credit limit will help you:
- Preliminary assess your credit options before applying for a loan or buying a assets by lease (eg equipment or a car).
- Quickly and easily assess the financial capabilities of business partners by selling them goods or services on deferred payment.
More about SCORIFY www.scorify.ai
Credit limit
Not CalculatedNEO Finance, AB related persons
Name, Surname  | Title | Start date | End date | Linkages |
|---|---|---|---|---|
Juozas Kaminskas | Head of Administration | 09/07/2025 | - | 3 |
EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization and is a metric used to evaluate a company’s operating performance. It can be seen as a proxy for cash flow from the entire company’s operations.EBITDA margin (%)
Register and
explore Okredo dataEBIT margin shows the profitability of a company over a certain period of time.EBIT margin (%)
Register and
explore Okredo data
| Indicator |
|---|
| Turnover (€)From 2022 the financial data of public bodies, associations and charities and support funds shows the total income, which is the sum of sales income, financing income and all other income. |
| Sales per employee (€)Sales per employee is a popular efficiency indicator that is often used to measure a company's performance. The average annual number of employees is usually used to calculate the indicator. |
| Profit before tax (€) |
| Net Profit (€) |
| Profit per employee (€)This ratio is on of company's growth indicators. It shows how much profit per employee is earned by the company. |
| Total profitability (%)It is an indicator of company's performance efficiency, calculated as ratio of gross profit to sales revenue. |
| Net profitability (%)This ratio is commonly referred to as a company’s “bottom line” and is a true indicator of a company’s profitability. It shows how much a net profit of € 1 (or other monetary unit) is generated by sales. |
| Equity (€) |
| Amounts Payable And Liabilities (€) |
| Non-current Assets (€) |
| CurrentAssets (€) |
| Working capital requirementThe working capital requirement indicator shows how much funds a company needs to develop and maintain a business. |
| Debt-to-equity ratioThe debt-to-equity ratio is used to evaluate a company's financial leverage and is calculated by dividing a company’s total liabilities by its shareholder equity.
This ratio is a measure of the degree to which a company is financing its operations through debt versus wholly owned funds. More specifically, it reflects the ability of shareholder equity to cover all outstanding debts in the event of a business downturn. |
| EBITDA margin (%)EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization and is a metric used to evaluate a company’s operating performance. It can be seen as a proxy for cash flow from the entire company’s operations. |
| EBITDA (€)EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. Lenders use EBITDA to calculate a company’s ability to repay a loan and pay interest. |
| EBIT margin (%)EBIT margin shows the profitability of a company over a certain period of time. |
| EBIT (€)EBIT (earnings before interest and taxes) is a company's net income before income tax expense and interest expenses are deducted. EBIT is used to analyze the performance of a company's core operations without the costs of the capital structure and tax expenses impacting profit. |
| 2022 |
|---|
| 3,530,460 |
| 100,126 |
| 158,608 |
| 103,895 |
| 2,947 |
| 53.24 |
| 2.94 |
| 2,523,667 |
| 14,517,561 |
| 2,996,146 |
| 14,143,650 |
| 2023 |
|---|
| 4,625,193 |
| 114,513 |
| 304,381 |
| 260,858 |
| 6,458 |
| 49.40 |
| 5.64 |
| 2,784,525 |
| 24,568,613 |
| 5,160,896 |
| 22,237,951 |
| 2024 |
|---|
| 6,071,742 |
| 135,078 |
| 511,754 |
| 485,711 |
| 10,806 |
| 49.68 |
| 8.00 |
| 3,270,236 |
| 28,797,848 |
| 4,928,458 |
| 27,166,523 |
Register and
explore Okredo data| 2024 |
|---|
| 6,071,742 |
| 135,078 |
| 511,754 |
| 485,711 |
| 10,806 |
| 49.68 |
| 8.00 |
| 3,270,236 |
| 28,797,848 |
| 4,928,458 |
| 27,166,523 |
Register and
explore Okredo dataTurnover (€)
2024
Turnover (€)
6,071,742 €
31 % *
Sales per employee (€)
135,078 €18 % *
Profit before tax (€)
511,754 €68 % *
Net Profit (€)
485,711 €86 % *
Profit per employee (€)
10,806 €67 % *
Total profitability (%)
49.68 %0.57 % *
Net profitability (%)
8.00 %41.84 % *
Equity (€)
3,270,236 €17 % *
Amounts Payable And Liabilities (€)
28,797,848 €
17 % *
Non-current Assets (€)
4,928,458 €
-5 % *
CurrentAssets (€)
27,166,523 €22 % *
Credit history
No. of unpaid debts
Register and
explore Okredo dataAmount of unpaid debts
Register and
explore Okredo dataCredit report
Price: €35.99
Premium users: 1.00 credit
Premium users: 1.00 credit
Company has debt ?
No. of unpaid debts
0
Largest debt
-
Amount of unpaid debts
€0.00
Oldest open debt
-
Unpaid debts
Creditor/Data source | Debt amount | Debt date | Debt type |
|---|---|---|---|
- | - | - | - |
Debts payment history
Creditor/Data source | Debt amount | Debt date / Payment date | Debt type |
|---|---|---|---|
- | - | - | - |
Tax debtsSODRA debt is the amount of national social security contributions, fines, late payment penalties and interest that company should have been paid in accordance with the legislation 2 working days before the date of debt public disclosure. Deferred debt is a debt for which the due date has been postponed in accordance with the procedure provided for by law and has not yet expired. Debts is updated only on working days, except for the first working day after the public holiday.
SODRA debt is the amount of national social security contributions, fines, late payment penalties and interest that company should have been paid in accordance with the legislation 2 working days before the date of debt public disclosure. Deferred debt is a debt for which the due date has been postponed in accordance with the procedure provided for by law and has not yet expired. Debts is updated only on working days, except for the first working day after the public holiday.
Sodra debt
STI debtCourts
Defendant
(3)
Plaintiff
(1000)
3rd party
(265)
Cases (Company as defendant)
3
Case No./date | Process parties | Case/Court ruling | Court | No. of court hearings | More |
|---|---|---|---|---|---|
06/10/2025e2-20226-1134/20252-68-3-11110-2025-2 | Defendant:NEO Finance, AB | Reason: Dėl prievolių pripažinimo asmeninėmis Decision: Byla nutraukta, patvirtinus taikos sutartį | Vilniaus miesto apylinkės teismas | 4 |  |
25/09/2025e2S-2820-643/20252-68-3-26887-2024-8 | Defendant:BIGBANK AS filialas Defendant:BnP Finance, UAB | Reason: Dėl 2025-06-20 nutarties,tenkino prašymą dėl bylos sustabdymo. Decision: Nutartis palikta nepakeista | Vilniaus apygardos teismas | 1 |  |
03/07/2025e2-3489-820/20252-68-3-26887-2024-8 | Defendant:BIGBANK AS filialas Defendant:BnP Finance, UAB | Reason: Dėl sandorių pripažinimo apsimestiniais Decision: - | Vilniaus miesto apylinkės teismas | 4 | |
Cases (Company as plaintiff)
1000
Case No./date | Process parties | Case/Court ruling | Court | No. of court hearings | More |
|---|---|---|---|---|---|
25/08/2026e2-4187-1162/20262-69-3-00352-2026-0 | Plaintiff:NEO Finance, AB Representative of plaintiff:Advokatų profesinė bendrija "ETB Legal" | Reason: Dėl skolos, palūkanų ir bylinėjimosi išlaidų priteisimo Decision: - | Kauno apylinkės teismas | 1 | |
11/05/2026e2-9031-987/20262-68-3-03350-2026-0 | Plaintiff:NEO Finance, AB Representative of plaintiff:Advokatų profesinė bendrija "ETB Legal" | Reason: Dėl skolos Decision: - | Vilniaus miesto apylinkės teismas | 1 | |
23/04/2026e2-130-405/20262-16-3-00679-2025-3 | Plaintiff:NEO Finance, AB Representative of plaintiff:Advokatų profesinė bendrija "ETB Legal" | Reason: Dėl skolos, palūkanų ir bylinėjimosi išlaidų priteisimo Decision: - | Utenos apylinkės teismas | 2 | |
21/04/2026e2-1970-810/20262-06-3-01027-2026-1 | Plaintiff:NEO Finance, AB Representative of plaintiff:Advokatų profesinė bendrija "ETB Legal" | Reason: Dėl skolos, palūkanų ir bylinėjimosi išlaidų priteisimo Decision: - | Alytaus apylinkės teismas | 1 | |
20/04/2026e2-2620-759/20262-49-3-00171-2026-7 | Plaintiff:NEO Finance, AB Representative of plaintiff:Advokatų profesinė bendrija "ETB Legal" | Reason: Dėl skolos, palūkanų ir bylinėjimosi išlaidų priteisimo Decision: - | Vilniaus regiono apylinkės teismas | 2 | |
Cases (Company as third party)
265
Case No./date | Process parties | Case/Court ruling | Court | No. of court hearings | More |
|---|---|---|---|---|---|
21/04/2026e2YT-8439-901/20262-06-3-02758-2026-3 | Interested party:IPF Digital Lietuva, UAB Interested party:NEO Finance, AB | Reason: Dėl santuokos nutraukimo abiejų sutuoktinių bendru sutikimu Decision: - | Klaipėdos apylinkės teismas | 1 | |
13/04/2026e2FB-157-867/20262-06-3-08138-2024-9 | Interested party:Olso politidistrikt Interested party:Advokatfirmaet Schjodt AS | Reason: Dėl bankroto bylos iškėlimo Decision: - | Klaipėdos apylinkės teismas | 6 | |
13/04/2026e2YT-6354-1003/20262-70-3-01647-2026-0 | Interested party:NEO Finance, AB Interested party:UAB "Finansų bitė" | Reason: Dėl santuokos nutraukimo abiejų sutuoktinių bendru sutikimu Decision: - | Šiaulių apylinkės teismas | 1 | |
09/04/2026e2-1212-1024/20262-77-3-01998-2025-5 | Interested party:Akcinė bendrovė "Lietuvos draudimas" Interested party:Uždaroji akcinė bendrovė "Plungės šilumos tinklai" | Reason: Dėl santuokos nutraukimo dėl abiejų sutuoktinių kaltės ir kt. klausimų Decision: - | Klaipėdos apylinkės teismas | 2 | |
08/04/20262YT-3371-470/20262-13-3-00919-2026-8 | Applicant:Valstybinio socialinio draudimo fondo valdybos Klaipėdos skyrius Interested party:Valstybinė mokesčių inspekcija prie Lietuvos Respublikos finansų ministerijos | Reason: Dėl antstolio veiksmų Decision: - | Alytaus apylinkės teismas | 1 | |
ESG data
Energy performance of the company's head office building
Information is provided on the basis of public data about building energy efficiency certification published by State Agency of Construction Sector Development.More information: https://www.ssva.lt
Energy efficiency
A+
AddressVilnius, Ukmergės g. 126, LT-08100
Certificate No.AD-0677-00036
Date of issue26/07/2022
Valid till26/07/2032
Heated area29170.77 m²
Heat sourceŠil.įrenginys_1: Šilumos tinklai + pastato šilumos punktas, Šil.įrenginys_2: Šilumos siurblys / energija iš oro
Energy consumptionEnergy consumption (kWh/m²/year) - Calculated total energy consumption per square metre of the useful floor area of a building (part of a building).
0 kWh/m²/metaiEnergy consumption (kWh/m²/year) - Calculated total energy consumption per square metre of the useful floor area of a building (part of a building).Co2 emissionCO₂ - the annual carbon dioxide emissions of a building (part of a building).
13.5 kg/m²/metaiCO₂ - the annual carbon dioxide emissions of a building (part of a building).Energy consumption for heating
9.65 kWh/m²/metaiBuilding function
Administracinės paskirties pastataiEnergy effiency class
A+Vehicles
0
The data is provided only on vehicles that company owns by the right of owner operator or owner-operator. No data will be provided on vehicles that company is financing the purchase of.Company's eco score according CO² of vehicle fleet
Green Index is a unique solution developed by Okredo. This solution allows to estimate the carbon footprint of company's fleet. If WLTP/NEDC carbon footprint data is not provided, then the calculations are made using open technical data of the vehicles provided by the State Enterprise Regitra and the provisions of the Law on Motor Vehicle Registration Tax.The highest level of climate friendlyness applies to those companies, whose vehicles emit no more than 120 g/km of CO2m per vehicle.
<120
120 - 140
140 - 155
155 - 170
170 - 190
190 - 255
255+
Not determinedMaximum environmental friendliness
Lowest environmental friendliness
Vehicles
CLASS
AMOUNT
(<120)0
(120 - 140)0
(140 - 155)0
(155 - 170)0
(170 - 190)0
(190 - 255)0
(255+)0
(Not determined)0
Total
0
Eco score | Brand, model | Category | Engine capacity | Fuel |
|---|---|---|---|---|
 | Įmonės vardu transporto priemonės neregistruotos | - | - | - |
Trademarks
Company registered trademarks
6
Trademark view | Trademark | Type | Application No | Registration No | Expire | TM status |
|---|---|---|---|---|---|---|
 | PASKOLŲ KLUBAS | Graphical | 2016 1779 | 75583 | 08/08/2026 | Registered |
 | - | Pozicinis | 2016 1778 | 75582 | 08/08/2026 | Registered |
 | PASKOLŲ KLUBAS | Graphical | 2014 0520 | 71002 | 14/03/2024 | De-registered without renewal |
| PASKOLŲ KLUBAS | Graphical | 2014 0520 | 71002 | 14/03/2024 | De-registered without renewal |
 | UŽTIKRINIMO FONDAS | Graphical | 2016 1777 | - | - | Unknown |
Public data
Govermental support
Institution | Support measure |
|---|---|
 | Subsidies for downtime in 2020 |
| Subsidies to preserve work places |
| Subsidies for downtime in 2021 |
 | ILTE business promotion measures (subsidies, compensations) in 2020 |
| ILTE business promotion measures (guarantees provided) in 2020 |
Register and
explore Okredo dataPublic negative information
Data source | Information |
|---|---|
| Redundancy of employees group (number of employees notified, date of announcement) |
 | Tax inspectorate information on payments in cash |
 | Public procurement office information on unreliable suppliers |
| Public procurement office information on those that supplied false data |
| Public procurement office information on possible disqualification from public procurement procedures |
Register and
explore Okredo dataPublic data
Data source | Information |
|---|---|
| Top taxpayers in 2025. |
| Top tax payers (2025 I-IIIQ). |
 | Data from the B2Lithuania database of exporters |
| Top tax payers (2025 IHY). |
| Top tax payers (2025 IQ). |
Register and
explore Okredo dataLicenses
Licences, certificates, permits, other licensing documents
3
Registration number | Term of validity From / To | Licensing authority | Type | Species |
|---|---|---|---|---|
A635-607/25 2025-06-13 | 13/06/2025 / 12/06/2030 | Vilniaus miesto savivaldybės administracija | Permit | Permit to install external advertising |
7 2017-01-05 | 05/01/2017 / No end date | Lietuvos bankas | License | Electronic money institution license |
3 2015-10-29 | 29/10/2015 / No end date | Lietuvos bankas | License | Limited activity electronic money institution license |
Public procurement
No. of won tenders
6* during past yearTotal value of contracts
17,000 €Number of announced tenders
0* during past yearTotal value of contracts
0 €Won tenders
Date | Procurer/contractor | Amount | Project |
|---|---|---|---|
16/12/2025 | Valstybės įmonė Turto bankas | 1,000 € | VP-3306 Mokėjimo inicijavimo informacinės sistemos diegimo ir palaikymo paslaugų pirkimas |
11/12/2025 | Kaišiadorių Vaclovo Giržado progimnazija | 1,000 € | Atvirosios bankininkystės paslauga |
02/05/2025 | VĮ Registrų centras | 15,000 € | Mokėjimo inicijavimo paslaugos pirkimas |
31/03/2025 | Mažeikių rajono šeimos ir vaiko gerovės centras | 0 € | Ekspertų paslaugos |
31/03/2025 | Mažeikių rajono šeimos ir vaiko gerovės centras | 0 € | Ekspertų paslaugos |
Announced tenders
Date | Procurer/contractor | Amount | Project |
|---|---|---|---|
- | - | - | - |
Archive of articles
Data source | Article | Date |
|---|---|---|
 | ||
| ||
| ||
| ||
|
BNS News
0
Register and
explore Okredo dataSimilar companies
24
Category:
Other activities auxiliary to financial services, except insurance and pension fundingComp. code:
303259527Reg. date:
07/03/2014Turnover:
2-5 M €No. of employees:
41Category:
Other activities auxiliary to financial services, except insurance and pension fundingComp. code:
302996838Reg. date:
08/02/2013Turnover:
5-10 M €No. of employees:
38Category:
Other activities auxiliary to financial services, except insurance and pension fundingComp. code:
304051511Reg. date:
01/06/2015Turnover:
2-5 M €No. of employees:
49Category:
Other activities auxiliary to financial services, except insurance and pension fundingComp. code:
304628112Reg. date:
31/08/2017Turnover:
5-10 M €No. of employees:
56Category:
Other activities auxiliary to financial services, except insurance and pension fundingComp. code:
304891889Reg. date:
07/08/2018Turnover:
2-5 M €No. of employees:
67Description
CopyAbout NEO Finance, AB
NEO Finance, AB was established in 21/01/2014, its legal status according to data of Registry of Legal Entities is Active.Main activity of the company according NACE2 classification – Other activities auxiliary to financial services, except insurance and pension funding (66.19.00 - EVRK 2.1), 66.19.00. Company's representation right – Sole representation.
In 2024 NEO Finance, AB turnover was 6,071,742 EUR, gross profit 485,711 EUR. According to SODRA company has 57 employees. NEO Finance, AB is registered at – Vilnius, Ukmergės g. 126, LT-08100.
Business objectives of the company as officially recorded in the Register of Legal Entities: finansinių paslaugų teikimas; bet kokia kita veikla, kuri neprieštarauja Lietuvos Respublikos teisės aktams, įskaitant, bet neapsiribojant, piniginiu tarpininkavimu, finansine išperkamąja nuoma, kitu kredito teikimu, kita, niekur nepriskirta, finansinių paslaugų veikla, nuosavo ar nuomojamo nekilnojamojo turto nuoma ir eksploatavimu, konsultacine valdymo veikla (no translation available)
All data about NEO Finance, AB is up to date and consistent with the primary data source.