RATO kredito unija

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Okredo company details

Legal status

Active

Company ID

112043124

VAT code

LT100018036315

From 22/05/2025

Incorporation date

30/05/1996

Company's manager/representative

VLADISLAV JANČIS, Head of Administration

Share capital

Activity

Other monetary intermediation

Contacts

Company registration address

Vilniaus r. sav., Avižienių sen., Užubalių k., Senasis Ukmergės kel. 4, LT-14302Check the map

Website

www.rato.lt

Not calculated

Highest reliabilityLowest reliability

Reliability

A - Highest

B - High

C - Average

D - Low

E - Lowest

No rating is calculated because the company's operations do not meet the rating calculation criteria.

Number of employees

+1 *

* during past year

Average wage

4,477.28 €

3,663.88 €

5,832.95 €

+524.55 € *

* during past year

Debts

0.00 €

Debt for business:Unlock

0 € *

* during past year

2024

0 %

Turnover

0 €

Credit report

Data sources

Business linkages

Linkages

Monitoring

106

Changes during the year

Similar companies

Company's value

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Credit limit

Not Calculated

RATO kredito unija related persons

Manager

(1)

LR persons: 1

Historical managers: 4

Board

(13)

LR persons: 13

Historical board members: 99

Shareholder

(0)

Historical shareholders: 0

Business linkages

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Order report

Name, Surname	Title	Start date	End date	Linkages
VLADISLAV JANČIS	Head of Administration	26/03/2018	-	18

RATO kredito unija financial ratios

EBITDA margin (%)

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EBIT margin (%)

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Financial statement report

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Indicator
Turnover (€)
Sales per employee (€)
Profit before tax (€)
Net Profit (€)
Profit per employee (€)
Total profitability (%)
Net profitability (%)
Equity (€)
Amounts Payable And Liabilities (€)
Non-current Assets (€)
CurrentAssets (€)
Working capital requirement
Debt-to-equity ratio
EBITDA margin (%)
EBITDA (€)
EBIT margin (%)
EBIT (€)

2022
0
0
1,140,000
971,000
41,890
-
-
5,932,000
67,925,000
0
-

2023
0
0
1,002,000
862,000
36,295
-
-
7,214,000
78,201,000
0
-

2024
0
0
792,000
688,000
28,220
-
-
8,068,000
80,005,000
0
-

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2024

Turnover (€)

0 €- *

Sales per employee (€)

0 €- *

Profit before tax (€)

792,000 €-21 % *

Net Profit (€)

688,000 €-20 % *

Profit per employee (€)

28,220 €-22 % *

Total profitability (%)

Net profitability (%)

Equity (€)

8,068,000 €12 % *

Amounts Payable And Liabilities (€)

80,005,000 €2 % *

Non-current Assets (€)

0 €- *

CurrentAssets (€)

*over the last year starting selected period

Credit history

No. of unpaid debts

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Amount of unpaid debts

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Credit report

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Company has debt ?

No. of unpaid debts

Largest debt

Amount of unpaid debts

0.00

Oldest open debt

Unpaid debts

Creditor/Data source	Debt amount	Debt date	Debt type
-	-	-	-

Debts payment history

Creditor/Data source	Debt amount	Debt date / Payment date	Debt type
-	-	-	-

Tax debts

Sodra debt

STI debt

Courts

Defendant

(4)

Number of casesWithin last 2 years

Plaintiff

(19)

Number of casesWithin last 2 years

3rd party

(18)

Number of casesWithin last 2 years

Cases (Company as defendant)

Case No./date	Process parties	Case/Court ruling	Court	No. of court hearings
2025-03-03e2-1438-430/20252-55-3-01424-2024-4	Defendant:RATO kredito unija	Reason: Dėl suklydimo sudarytų sandorio nuostatų pripažinimo negaliojančiomis ir laikinųjų apsaugos priemonių taikymo Decision: Byla nutraukta, patvirtinus taikos sutartį	Vilniaus apygardos teismas	5
2024-10-29e2A-394-450/20242-55-3-00445-2023-5	Defendant:UAB "Krelona" Defendant:Kredito unija "Vilniaus taupomoji kasa"	Reason: dėl paskolos sutarties nuostatų pripažinimo negaliojančiomis ab initio, paskolos sutarties modifikavimo, vykdomojo įrašo pakeitimo, skolos dydžio perskaičiavimo Decision: Sprendimas paliktas nepakeistas, o skundas atmestas	Lietuvos apeliacinis teismas	3
2024-06-05e2-747-614/20242-55-3-00445-2023-5	Defendant:UAB EDS INVEST Defendant:RATO kredito unija	Reason: Dėl paskolos sutarties nuostatų pripažinimo negaliojančiomis ab initio, paskolos sutarties modifikavimo, vykdomojo įrašo pakeitimo, skolos dydžio perskaičiavimo, pateikiama su prašymu dėl laikinųjų apsaugos priemonių taikymo Decision: Ieškinys atmestas	Vilniaus apygardos teismas	6
2023-11-09e2-2095-614/20232-55-3-00445-2023-5	Defendant:Kredito unija "Vilniaus taupomoji kasa" Defendant:UAB EDS INVEST	Reason: Dėl paskolos sutarties nuostatų pripažinimo negaliojančiomis ab initio, paskolos sutarties modifikavimo, vykdomojo įrašo pakeitimo, skolos dydžio perskaičiavimo, pateikiama su prašymu dėl laikinųjų apsaugos priemonių taikymo Decision: -	Vilniaus apygardos teismas	5

Cases (Company as plaintiff)

Case No./date	Process parties	Case/Court ruling	Court	No. of court hearings
2025-06-05e2YT-12379-808/20252-68-3-05507-2025-5	Applicant:RATO kredito unija Interested party:UAB "Padangos LT"	Reason: skundas dėl antstolio veiksmų Decision: Atmestas	Vilniaus miesto apylinkės teismas	1
2025-05-13eB2-88-803/20252-55-3-00342-2021-9	Defendant:UAB "Nekilnojamojo turto valdymas" Applicant:Valstybinė mokesčių inspekcija prie Lietuvos Respublikos finansų ministerijos	Reason: Dėl bankroto bylos iškėlimo Decision: -	Vilniaus apygardos teismas	7
2025-04-01e2-371-577/20252-55-3-00342-2021-9	Defendant:UAB "Nekilnojamojo turto valdymas" Defendant:UAB "Primestus"	Reason: dėl kreditorių susirinkimo sprendimų panaikinimo Decision: Nutartis palikta nepakeista	Lietuvos apeliacinis teismas	2
2025-03-20e2-343-798/20252-55-3-00342-2021-9	Defendant:UAB "Nekilnojamojo turto valdymas" Applicant:Valstybinė mokesčių inspekcija prie Lietuvos Respublikos finansų ministerijos	Reason: dėl bylinėjimosi išlaidų priteisimo Decision: Nutartis palikta nepakeista	Lietuvos apeliacinis teismas	1
2025-02-26e2-253-450/20252-55-3-00342-2021-9	Defendant:UAB "Nekilnojamojo turto valdymas" Applicant:Valstybinė mokesčių inspekcija prie Lietuvos Respublikos finansų ministerijos	Reason: dėl atstatydinimo iš nemokumo administratorės pareigų Decision: Nutartis palikta nepakeista	Lietuvos apeliacinis teismas	2

Cases (Company as third party)

Case No./date	Process parties	Case/Court ruling	Court	No. of court hearings
2025-06-17e2YT-14035-793/20252-06-3-05194-2025-9	Interested party:RATO kredito unija	Reason: Dėl santuokos nutraukimo abiejų sutuoktinių bendru sutikimu Decision: -	Klaipėdos apylinkės teismas	1
2025-06-06e2VP-18571-918/20252-68-3-10039-2025-1	Applicant:UAB "DOMIPA" Interested party:RATO kredito unija	Reason: Dėl skolininko turto dalies nustatymo Decision: -	Vilniaus miesto apylinkės teismas	2
2025-06-05e2FB-27259-808/20252-68-3-17313-2024-2	Representative of applicant:UAB "Skolvalda" Interested party:RATO kredito unija	Reason: Dėl kreditorinių reikalavimų tikslinimo, 808 Decision: -	Vilniaus miesto apylinkės teismas	1
2025-05-08e2FB-1522-808/20252-68-3-17313-2024-2	Representative of applicant:UAB "Skolvalda" Interested party:Elis Textile Service, UAB	Reason: Dėl fizinio asmens bankroto bylos iškėlimo Decision: Patvirtintas mokumo atkūrimo planas	Vilniaus miesto apylinkės teismas	4
2025-01-10e2YT-1122-1028/20252-70-3-06151-2024-3	Interested party:RATO kredito unija	Reason: Dėl santuokos nutraukimo abiejų sutuoktinių bendru sutikimu Decision: Patenkintas.	Šiaulių apylinkės teismas	1

ESG data

Energy performance of the company's head office building

Energy efficiency

AddressVilniaus r. sav., Avižienių sen., Užubalių k., Senasis Ukmergės kel. 4, LT-14302

Certificate No.-

Date of issue-

Valid till-

Heated area-

Heat source-

Energy consumption

Co2 emission

Energy consumption for heating

Building function

Energy effiency class

Not defined

Vehicles

Company's eco score according CO² of vehicle fleet

<120

120 - 140

140 - 155

155 - 170

170 - 190

190 - 255

255+

Not determined

Maximum environmental friendliness

Lowest environmental friendliness

Vehicles

CLASS

AMOUNT

(<120)

(120 - 140)

(140 - 155)

(155 - 170)

(170 - 190)

(190 - 255)

(255+)

(Not determined)

Total

Eco score	Brand, model	Category	Engine capacity	Fuel
0	MERCEDES-BENZ EQC 400 4MATICFirst registration: 20/02/2020	Passenger car	-	Electricity
17	LAND ROVER RANGE ROVER SPORTFirst registration: 01/04/2025	Passenger car	2,996.00 cm³	Petrol / Electricity
48	AUDI A8First registration: 01/03/2023	Passenger car	2,995.00 cm³	Petrol / Electricity
287.19	Nuasmeninta Nuasmeninta	Passenger car	2,998.00 cm³	Petrol

Trademarks

Company registered trademarks

Trademark view	Trademark	Type	Application No	Registration No	Expire	TM status
	RATO PADELIO ARENA	Graphical	2022 1813	88641	14/11/2032	Registered
	1 VILNIAUS REGIONO KREDITO UNIJA	Graphical	2013 1031	68657	14/06/2023	De-registered without renewal

Public data

Govermental support

Institution	Support measure
	Covid 19 aid measures (subsidies, compensation) in 2020 - 2022
	Covid 19 aid measures (guarantees provided) in 2020 - 2022
	Covid 19 aid measures (loans) in 2020 - 2022
	Non-refundable subsidy for micro-enterprises 2020
	Fund of ILTE business stimulation means (2020)

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Public negative information

Institution	Support measure
	Redundancy of employees group (number of employees notified, date of announcement)
	Tax inspectorate information on payments in cash
	Public procurement office information on unreliable suppliers
	Public procurement office information on those that supplied false data
	Public procurement office information on possible disqualification from public procurement procedures

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Public data

Institution	Support measure
	Data from the B2Lithuania database of exporters
	The biggest taxpayers in 2021
	Top taxpayers in 2021 excluding excise duties and VAT.
	Top personal income tax payers in 2021
	Top taxpayers for corporate income tax in 2021

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Licenses

Licences, certificates, permits, other licensing documents

Registration number	Term of validity	Licensing authority	Type	Species
A635-120/23(2.3.2.1E-LIC) 2023-01-25	2023-01-29 - 2026-01-28	Vilniaus miesto savivaldybės administracija	Permit	Permit to install external advertising
A635-120/23(2.3.2.1E-LIC) 2023-01-25	2023-01-29 - 2026-01-28	Vilniaus miesto savivaldybės administracija	Permit	Permit to install external advertising
10 1996-05-30	1996-05-30	Lietuvos bankas	License	Credit union license

Public procurement

No. of won tenders

0* during past year

Total value of contracts

0 €

Number of announced tenders

0* during past year

Total value of contracts

0 €

Won tenders

Date	Procurer/contractor	Amount	Project
-	-	-	-

Announced tenders

Date	Procurer/contractor	Amount	Project
-	-	-	-

Archive of articles

Data source	Article	Date
	15 metų sutartį „Ermitažas“ nutraukė vos po dvejų: PC „Pašilaičiai“ – naujų derybų įkarštis	24/11/2023
	Pajūryje - 6 mln. Eur vertės viešbučio įsigijimo sandoris	27/04/2021

BNS News

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Description

About RATO kredito unija

RATO kredito unija was established in 30/05/1996, its legal status according to data of Registry of Legal Entities is Active.
Main activity of the company according NACE2 classification – Other monetary intermediation, 64.19.00. Company's representation right – Sole representation.
In 2024 RATO kredito unija turnover was 0 EUR, gross profit 688,000 EUR. According to SODRA company has 25 employees. RATO kredito unija is registered at – Vilniaus r. sav., Avižienių sen., Užubalių k., Senasis Ukmergės kel. 4, LT-14302.

All data about RATO kredito unija is up to date and consistent with the primary data source.