UAB "4finance"
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CopyCompany details
Legal status
RemovedCompany ID
301881644Copy
CopyVAT code
LT100005090712Copy
CopyDissolved from 01/08/2024
Incorporation date
24/09/2008Company's manager/representative
-
Share capital
-Activity
Other financial service activities, except insurance and pension funding n.e.c. (64.99.00 - EVRK 2.1)Contacts
Company registration address
Kaunas, Jonavos g. 254A, LT-44110Check the map
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Pre-Score is a statistical predictive model developed by our partner, SCORIFY, based on open data about legal entities. Pre-Score predicts the probability of a company's bankruptcy within next 12 months. Based on all available data about the company (not only open data), the probability of default is estimated by SCORIFY's GOscore rating, which can be found in credit report.Important: The Pre-Score is an opinion of SCORIFY, expressed by using a defined and specified assessment scale. SCORIFY's opinion is not necessarily the same as the opinion of creditors or the company's about its financial reliability.
More about SCORIFY www.scorify.ai
Not calculatedHighest reliabilityLowest reliability
Reliability
A - Highest
B - High
C - Average
D - Low
E - Lowest
-
Data on insured persons (natural persons) whose state social insurance commencement has been notified by the employer to the SSIFB.More information: www.sodra.lt
Number of employees
0
0 ** during past year
The average wage - the amount of wages or other income on which social security contributions are paid. This data is disclosed only if company has more than 3 employees.Average wage
No data available0 € ** during past year
Debts
0.00 €
0 € ** during past year
-14 %Turnover
133,163 €Credit report
25
Data sourcesBusiness linkages
9
LinkagesMonitoring
31
Changes during the yearSimilar companies
0
Similar companiesThe value of a company is calculated by our partner UAB SCORIFY and is based on Excess return model. It measures the ability of business to generate value added profit in both - short and long term.The calculations of Escess return model use main profitability and growth ratios, that are also assessed by analyzing company`s financial state.
Company`s value helps:
- Find out if your business has paid off.
- Compare the value of your, competitor`s or business partners companies.
- Strengthen the negotiating position in case of purchase or sale of the company.
More about SCORIFY www.scorify.ai
Company's value
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explore Okredo dataCredit limit is a product of our partner, credit risk assessment and artificial intelligence professional company SCORIFY. The credit limit calculation is based on financial statement data provided by company to Register of Legal Entities and statistical credit risk assessment model of GO score - UAB SCORIFY. Main financial ratios used in calculation of credit limit are:
- Tangible assets.
- Working capital.
- Sales.
- Efficiency ratios.
- Profitability ratios.
- Liquidity ratios.
Credit limit will help you:
- Preliminary assess your credit options before applying for a loan or buying a assets by lease (eg equipment or a car).
- Quickly and easily assess the financial capabilities of business partners by selling them goods or services on deferred payment.
More about SCORIFY www.scorify.ai
Credit limit
Not CalculatedUAB "4finance" related persons
Name, Surname  | Title | Start date | End date | Linkages |
|---|---|---|---|---|
- | - | - | - | - |
EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization and is a metric used to evaluate a company’s operating performance. It can be seen as a proxy for cash flow from the entire company’s operations.EBITDA margin (%)
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explore Okredo dataEBIT margin shows the profitability of a company over a certain period of time.EBIT margin (%)
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explore Okredo data
| Indicator |
|---|
| Turnover (€)From 2022 the financial data of public bodies, associations and charities and support funds shows the total income, which is the sum of sales income, financing income and all other income. |
| Sales per employee (€)Sales per employee is a popular efficiency indicator that is often used to measure a company's performance. The average annual number of employees is usually used to calculate the indicator. |
| Profit before tax (€) |
| Net Profit (€) |
| Profit per employee (€)This ratio is on of company's growth indicators. It shows how much profit per employee is earned by the company. |
| Total profitability (%)It is an indicator of company's performance efficiency, calculated as ratio of gross profit to sales revenue. |
| Net profitability (%)This ratio is commonly referred to as a company’s “bottom line” and is a true indicator of a company’s profitability. It shows how much a net profit of € 1 (or other monetary unit) is generated by sales. |
| Equity (€) |
| Amounts Payable And Liabilities (€) |
| Non-current Assets (€) |
| CurrentAssets (€) |
| Working capital requirementThe working capital requirement indicator shows how much funds a company needs to develop and maintain a business. |
| Debt-to-equity ratioThe debt-to-equity ratio is used to evaluate a company's financial leverage and is calculated by dividing a company’s total liabilities by its shareholder equity.
This ratio is a measure of the degree to which a company is financing its operations through debt versus wholly owned funds. More specifically, it reflects the ability of shareholder equity to cover all outstanding debts in the event of a business downturn. |
| EBITDA margin (%)EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization and is a metric used to evaluate a company’s operating performance. It can be seen as a proxy for cash flow from the entire company’s operations. |
| EBITDA (€)EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. Lenders use EBITDA to calculate a company’s ability to repay a loan and pay interest. |
| EBIT margin (%)EBIT margin shows the profitability of a company over a certain period of time. |
| EBIT (€)EBIT (earnings before interest and taxes) is a company's net income before income tax expense and interest expenses are deducted. EBIT is used to analyze the performance of a company's core operations without the costs of the capital structure and tax expenses impacting profit. |
| 2022 |
|---|
| 352,443 |
| 32,816 |
| -528,857 |
| -532,591 |
| -49,589 |
| 100.00 |
| -151.11 |
| 439,919 |
| 235,043 |
| 29,577 |
| 628,028 |
| 2023 |
|---|
| 155,286 |
| 34,355 |
| -358,461 |
| -360,906 |
| -79,846 |
| 100.00 |
| -232.41 |
| 79,013 |
| 268,457 |
| 5,318 |
| 330,240 |
| 2024 |
|---|
| 133,163 |
| 76,093 |
| 119,077 |
| 98,680 |
| 56,389 |
| 100.00 |
| 74.10 |
| 177,694 |
| 10,674 |
| 0 |
| 188,368 |
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explore Okredo data| 2024 |
|---|
| 133,163 |
| 76,093 |
| 119,077 |
| 98,680 |
| 56,389 |
| 100.00 |
| 74.10 |
| 177,694 |
| 10,674 |
| 0 |
| 188,368 |
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explore Okredo dataTurnover (€)
2024
Turnover (€)
133,163 €
-14 % *
Sales per employee (€)
76,093 €
121 % *
Profit before tax (€)
119,077 €133 % *
Net Profit (€)
98,680 €127 % *
Profit per employee (€)
56,389 €171 % *
Total profitability (%)
100.00 %
0.00 % *
Net profitability (%)
74.10 %131.88 % *
Equity (€)
177,694 €125 % *
Amounts Payable And Liabilities (€)
10,674 €
-96 % *
Non-current Assets (€)
0 €-100 % *
CurrentAssets (€)
188,368 €-43 % *
Credit history
No. of unpaid debts
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explore Okredo dataAmount of unpaid debts
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explore Okredo dataCredit report
Price: €35.99
Premium users: 1.00 credit
Premium users: 1.00 credit
Company has debt ?
No. of unpaid debts
0
Largest debt
-
Amount of unpaid debts
€0.00
Oldest open debt
-
Unpaid debts
Creditor/Data source | Debt amount | Debt date | Debt type |
|---|---|---|---|
- | - | - | - |
Debts payment history
Creditor/Data source | Debt amount | Debt date / Payment date | Debt type |
|---|---|---|---|
- | - | - | - |
Tax debtsSODRA debt is the amount of national social security contributions, fines, late payment penalties and interest that company should have been paid in accordance with the legislation 2 working days before the date of debt public disclosure. Deferred debt is a debt for which the due date has been postponed in accordance with the procedure provided for by law and has not yet expired. Debts is updated only on working days, except for the first working day after the public holiday.
SODRA debt is the amount of national social security contributions, fines, late payment penalties and interest that company should have been paid in accordance with the legislation 2 working days before the date of debt public disclosure. Deferred debt is a debt for which the due date has been postponed in accordance with the procedure provided for by law and has not yet expired. Debts is updated only on working days, except for the first working day after the public holiday.
Sodra debt
STI debtCourts
Defendant
(0)
Plaintiff
(4)
3rd party
(40)
Cases (Company as defendant)
0
Case No./date | Process parties | Case/Court ruling | Court | No. of court hearings | More |
|---|---|---|---|---|---|
| - | - | - | - | - | - |
Cases (Company as plaintiff)
4
Case No./date | Process parties | Case/Court ruling | Court | No. of court hearings | More |
|---|---|---|---|---|---|
26/11/2024e2-642-959/20152-18-3-00505-2015-2 | Plaintiff:GelvoraSergel UAB Plaintiff:UAB "4finance" | Reason: Dėl įsipareigojimų, kylančių iš paskolos sutarties nevykdymo Decision: Ieškinys patenkintas (visiškai) | Šiaulių apylinkės teismas | 2 |  |
04/11/20242YT-2988-853/20172-29-3-02196-2017-4 | Creditor:UAB GF bankas Creditor:BIGBANK AS filialas | Reason: dėl santuokos nutraukimo abiejų sutuoktinių bendru sutikimu Decision: Patenkintas. | Telšių apylinkės teismas | 2 |  |
26/07/2024e2YT-6938-1191/20242-69-3-02240-2024-6 | Interested party:UAB "Sergel" Interested party:GelvoraSergel UAB | Reason: dėl santuokos nutraukimo dėl vieno sutuoktinio kaltės ir su santuokos nutraukimu susijusių klausimų išsprendimo Decision: Patenkintas. | Kauno apylinkės teismas | 3 | |
15/03/2024e2-6938-1191/20242-69-3-02240-2024-6 | Creditor:UAB "Sergel" Creditor:GelvoraSergel UAB | Reason: dėl santuokos nutraukimo dėl vieno sutuoktinio kaltės ir su santuokos nutraukimu susijusių klausimų išsprendimo Decision: - | Kauno apylinkės teismas | 2 | |
Cases (Company as third party)
40
Case No./date | Process parties | Case/Court ruling | Court | No. of court hearings | More |
|---|---|---|---|---|---|
26/02/2026e2-288-570/20262-28-3-02798-2025-0 | Interested party:Akcinė draudimo bendrovė "Gjensidige" Interested party:GelvoraSergel UAB | Reason: Dėl santuokos nutraukimo dėl abiejų sutuoktinių kaltės, vaikų gyvenamosios vietos nustatymo, materialinio išlaikymo ir išlaikymo įsiskolinimo vaikams priteisimo, įsipareigojimų kreditoriams vykdymo, laikinųjų apsaugos priemonių taikymo Decision: - | Marijampolės apylinkės teismas | 1 | |
19/02/2026e2S-164-513/20262-28-3-01717-2021-6 | Representative of applicant:UAB "Stiprus žmogus" Interested party:GelvoraSergel UAB | Reason: bylos nutraukimo civilinėje byloje dėl fizinio asmens bankroto iškėlimo Decision: - | Klaipėdos apygardos teismas | 1 | |
07/01/2026e2YT-3544-1273/20262-68-3-35615-2025-8 | Representative of interested party:UAB "Julianus Inkaso" Interested party:AS Aktiva Portfolio | Reason: Dėl santuokos nutraukimo abiejų sutuoktinių bendru sutikimu Decision: Pareiškimas/skundas grąžintas pareiškėjui | Vilniaus miesto apylinkės teismas | 1 | |
23/12/2025e2FB-309-840/20182-69-3-23614-2017-6 | Representative of applicant:MB "Įmonių administravimas" Representative of interested party:Advokatų profesinė bendrija NJORD Lithuania | Reason: Dėl fizinio asmens bankroto bylos iškėlimo Decision: Patvirtintas mokumo atkūrimo planas | Kauno apylinkės teismas | 3 | |
23/12/2025e2FB-19750-1134/20252-68-3-10762-2025-4 | Representative of applicant:MB "Nemokumo era" Interested party:Omega Invest OU | Reason: Dėl fizinių asmenų bankroto bylos iškėlimo Decision: Patvirtintas mokumo atkūrimo planas | Vilniaus miesto apylinkės teismas | 8 | |
ESG data
Energy performance of the company's head office building
Information is provided on the basis of public data about building energy efficiency certification published by State Agency of Construction Sector Development.More information: https://www.ssva.lt
Energy efficiency
AddressKaunas, Jonavos g. 254A, LT-44110
Certificate No.-
Date of issue-
Valid till-
Heated area-
Heat source-
Energy consumptionEnergy consumption (kWh/m²/year) - Calculated total energy consumption per square metre of the useful floor area of a building (part of a building).
-Energy consumption (kWh/m²/year) - Calculated total energy consumption per square metre of the useful floor area of a building (part of a building).Co2 emissionCO₂ - the annual carbon dioxide emissions of a building (part of a building).
-CO₂ - the annual carbon dioxide emissions of a building (part of a building).Energy consumption for heating
-Building function
-Energy effiency class
Not definedVehicles
0
The data is provided only on vehicles that company owns by the right of owner operator or owner-operator. No data will be provided on vehicles that company is financing the purchase of.Company's eco score according CO² of vehicle fleet
Green Index is a unique solution developed by Okredo. This solution allows to estimate the carbon footprint of company's fleet. If WLTP/NEDC carbon footprint data is not provided, then the calculations are made using open technical data of the vehicles provided by the State Enterprise Regitra and the provisions of the Law on Motor Vehicle Registration Tax.The highest level of climate friendlyness applies to those companies, whose vehicles emit no more than 120 g/km of CO2m per vehicle.
<120
120 - 140
140 - 155
155 - 170
170 - 190
190 - 255
255+
Not determinedMaximum environmental friendliness
Lowest environmental friendliness
Vehicles
CLASS
AMOUNT
(<120)0
(120 - 140)0
(140 - 155)0
(155 - 170)0
(170 - 190)0
(190 - 255)0
(255+)0
(Not determined)0
Total
0
Eco score | Brand, model | Category | Engine capacity | Fuel |
|---|---|---|---|---|
 | Įmonės vardu transporto priemonės neregistruotos | - | - | - |
Trademarks
Company registered trademarks
8
Trademark view | Trademark | Type | Application No | Registration No | Expire | TM status |
|---|---|---|---|---|---|---|
 | GERIDARBAI.LT | Graphical | 2014 2285 | 72048 | 21/11/2034 | Registered |
 | Geri darbai SMS CREDIT.LT | Graphical | 2013 1311 | 68854 | 29/07/2033 | Registered |
 | SMS CREDIT.LT pinigai reikiamu metu | Graphical | 2011 1493 | 65864 | 08/08/2031 | Registered |
 | vivus.lt patogi paskola | Graphical | 2011 1492 | 65863 | 08/08/2031 | Registered |
 | SMS CREDIT.LT pinigai šiuolaikiškam žmogui | Graphical | 2015 0465 | 72275 | 16/03/2025 | De-registered without renewal |
Public data
Govermental support
Institution | Support measure |
|---|---|
 | Subsidies to preserve work places |
| Subsidies for downtime in 2020 |
 | ILTE business promotion measures (subsidies, compensations) in 2020 |
| ILTE business promotion measures (guarantees provided) in 2020 |
| ILTE business promotion measures (guarantees provided) in 2021 |
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explore Okredo dataPublic negative information
Data source | Information |
|---|---|
| Redundancy of employees group (number of employees notified, date of announcement) |
 | Tax inspectorate information on payments in cash |
 | Public procurement office information on unreliable suppliers |
| Public procurement office information on those that supplied false data |
| Public procurement office information on possible disqualification from public procurement procedures |
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explore Okredo dataPublic data
Data source | Information |
|---|---|
 | Data from the B2Lithuania database of exporters |
| The biggest taxpayers in 2021 |
| Top taxpayers in 2021 excluding excise duties and VAT. |
| Top personal income tax payers in 2021 |
| Top taxpayers for corporate income tax in 2021 |
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explore Okredo dataLicenses
The company has no records of any licenses', permits, certificates, or other licensing documents issued.
Public procurement
No. of won tenders
0* during past yearTotal value of contracts
0 €Number of announced tenders
0* during past yearTotal value of contracts
0 €Won tenders
Date | Procurer/contractor | Amount | Project |
|---|---|---|---|
- | - | - | - |
Announced tenders
Date | Procurer/contractor | Amount | Project |
|---|---|---|---|
- | - | - | - |
Archive of articles
Data source | Article | Date |
|---|---|---|
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| ||
| ||
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BNS News
0
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0
Company's name | Activity | Legal status | Incorporation date | Turnover | No. of employees |
|---|---|---|---|---|---|
| - | - | - | - | - | - |
No similar companies data found
Description
CopyAbout UAB "4finance"
Attention – UAB "4finance" legal status is Removed.